Blog

Practical tax insights for UK contractors and freelancers. Real numbers, honest opinions, no waffle.

Companies House
Companies House Identity Verification โ€” What Directors Actually Need to Do

If you run a limited company and haven't heard about the new Companies House identity verification requirement yet, you need to deal with it before your next confirmation statement. Here's what it is, when your deadline actually is, and what you need to do โ€” no legal jargon.

October 2026 ยท 6 min read
IR35
Inside vs Outside IR35 โ€” Real Numbers at ยฃ400, ยฃ500 and ยฃ600 Day Rates

Every article about IR35 tells you the status matters financially. Very few show you the actual numbers. Here they are โ€” three common day rates, three scenarios each, with full take-home breakdowns for 2026/27.

September 2026 ยท 7 min read
TAX MISTAKES
Contractor Tax Mistakes That Cost Real Money (And How to Avoid Them)

Every January, the same conversations happen in contractor forums. Someone's tax bill is bigger than expected. Someone got a letter from HMRC querying an expense. Here's what people get wrong โ€” with actual numbers.

August 2026 ยท 6 min read
LIMITED COMPANY
What the Dividend Allowance Cuts Actually Cost UK Contractors

The dividend allowance went from ยฃ2,000 to ยฃ500 in two years. Here's what that actually costs a typical limited company contractor in real money โ€” and whether it changes the sole trader vs Ltd calculation.

August 2026 ยท 5 min read
ABOUT
Why I Built a Free Tax Calculator Suite When Better-Funded Options Already Exist

The specific moment I decided to build this was when I was trying to work out whether a contract offer was worth taking. Forty minutes and six websites later, I still didn't have a clear answer.

August 2026 ยท 5 min read